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The original was posted on /r/ukpersonalfinance by /u/Boniouk84 on 2023-10-04 10:24:21.

I’ve seen alot of discussion here over the years around car finance and it seems split down the middle in terms of opinion.

For example, i don’t buy cars on finance. If i can’t afford it with cash, I can’t afford it. For me thats my rule that helps me reach my goals, however I obviously have a blurred line given i do finance my house with a mortgage. So my rule is clearly house only. What rules do everyone else use? Is it house plus car only? Or anything affordable with monthly salary regardless of outright affordability?

Keen to hear everyones thoughts, genuinely interested.