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The original was posted on /r/antiwork by /u/PerniciousAcademia on 2023-11-06 18:09:00.

I was laid off in April, and I looked for a new position daily and did not find one until mid October. Real estate in the US right now is only in reach for wealthy people. Example, a $400,000 house with 20% down and insurance and tax escrow runs around $3500 per month without HOA maintenance or special assessments/insurance shortfalls. In addition construction can’t build a home in my county for a square foot under $400- that’s EXTREMELY expensive for a family making under $100,000. Resale homes are hard to come by because no one wants to give up a 2% interest rate for the current 7 to 9% interest rate they would get on a new purchase. So needless to say business is down across our whole country. and honestly, I don’t see this changing anytime soon. I will say my new job is much less stressful, if I overlook the massive income shortfall I’m dealing with. I can’t pay any of my unsecured debtors right now, and honestly, I don’t see this changing anytime soon. I will say my new job is much less stressful, if I overlook the massive income shortfall I’m dealing with. I can’t pay any of my debtors right now, my $2200 a month rent wipes, out most of my income especially if I want to eat that month. My real issue is I have a chronic health condition that if I leave untreated, I will have a much shorter life and a great deal of pain. My prior employer paid my health insurance in full. My current employer charges $100 a week for a policy that has an $8000 deductible. I have paid my full out-of-pocket every year for the last 10 years. I also take some very pricy scripts, which I’ve reduced to half doses (honestly it’s that or nothing) I feel like I am drowning, under anxiety and worry, and I don’t feel optimistic about my future financially. I spent at least half of my savings for the six months that I was unemployed.

What on earth is happening to our country? I’m an escrow officer with 27 years experience. I earned a good salary, I paid my dues for many many many years. Yet here I am, 52 asking my mom to pay my health insurance, because I just simply do not have the money , of course she says I just need to buckle down and learn to manage my money. laughs on her, after I pay my rent and food there’s no other money to manage. If I’m in this position, with a college degree and a ton of extremely good work experiences with references, how on earth is our country making it?