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The original was posted on /r/tifu by /u/popsx3 on 2024-04-09 15:59:11.

The wife and I sold a couple of spare vehicles, stashed the money in a separate bank that we use solely for our mortgage and a few auto pay bills. We’ve been debating for months about our camper. Do we sell it and get a new one, or keep in and upgrade a few things. This conversation went on far longer than it should have. We decided to keep it so consequently we need to purchase a new truck. Well this decision produced more options, new or used, half ton or 3/4 ton? We loosely decided on a plan, pay off her car, wait a month or so and purchase a 3/4 ton used truck. Which leads to my fuck up. I log in to my auto financial account to verify the payoff amount, log in to my secondary bank account to transfer money to that checking account. Log back to my auto financial and schedule the payment. Perfect payment is pending. This morning on my into work I swing by the gas station for my daily energy drink and breakfast burrito, much to my surprise my Apple pay transaction is declined, twice! Huh, that’s weird, there’s money in the account. I log into my primary bank account ( this is our everyday, paychecks deposited into bank account.) and to my udder horror I see an $18k deficit! I used the wrong account when scheduling the car payoff!

TL;DR Paid wife’s car off with wrong account, breakfast burrito purchase declined due to $18k deficit!