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The original was posted on /r/newzealand by /u/StrugglingKiwiMan on 2024-09-20 10:26:07+00:00.

I am absolutely done, I’ve been struggling for nearly 2 years and I’m at a breaking point waiting for this damn house to sell.

I made the mistake of purchasing a house right in the peak, it has bit me in the ass HARD, I am absolutely despising home ownership.

Pay comes in, I pay my bare essentials, mortgage, rates, insurance, petrol, power, internet/phone, I’m also paying off an old power bill at $15 a week and whatever is left goes on food, which ends up being 40-60ish dollars.

I’ve recently been hit with some health issues so doctors bills have been piling up too and I’m struggling to pay them.

I’ve reached out to WINZ, IRD, SALVATION ARMY and places that help out with food if you are struggling and have been turned away from all except salvation army who looked at my finances and helped me budget a bit better but even they agree this is not sustainable.

I’ve stayed strong for a long time but over the last 2 weeks it’s been nothing but breakdown after breakdown and I’m starting to think about ending it all, I work 6 days a week, plus extra stuff after work in my community but it’s still not enough and I’m getting absolutely fed up with having no time to do anything for myself.

I’ve stopped all my hobbies, I’ve cancelled all subscriptions and I don’t have tv so even at home all I can do is sit on my couch, which I am considering selling to meet my next doctors appointment.

Rant over, thanks for your time, just needed to get it out somewhere.