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The original was posted on /r/maliciouscompliance by /u/BlacksmithOpposite47 on 2023-06-21 17:47:18+00:00.

My husband of 25 years decided he wanted to split up. I unsuccessfully begged him to change his mind, and spent a lot of nights crying on the bathroom floor.

One thing to note is that I carried the health insurance for the family. He is self-employed.

When he wouldn’t change his mind, we filed for legal separation and he moved out. In the meantime, I got a BANGIN’ new job that covers 100% of the health and dental insurance premiums for the entire family, with a $100 deductible. Sweeeeet.

He is still allowed to be on my insurance, since we are legally separated rather than divorced, and it costs me nothing to have him on my insurance. But I am petty as hell. So I charge him $400 a month for something that costs me $0. He of course is welcome to get insurance on his own in the marketplace, which would probably cost at least 2x that amount for an equivalent policy. I make sure he knows it costs me nothing, nada, zip to have him on my insurance, and that his $400/ month payment is funding my upcoming trip to Spain.

If you have a legal separation, getting a divorce in my state is just a matter of filing a form and paying $60. If I did that, he couldn’t be on my insurance anymore. So he is basically paying me $400 a month not to file for divorce, after not wanting to be married anymore. I love it.