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The original was posted on /r/newzealand by /u/ClimateTraditional40 on 2025-01-26 20:56:14+00:00.

Our house and contents renewals came. Upped premiums, of course! And also upped Excesses as well, no are you ok with that? So I cancelled them. (I checked results first, doing quotes in another browser without logging in). Then went and redid them all again.

The excesses are back to how they were and with the SAME details for everything including sum insureds, the premium total is $100 less.

So why the need to just put everything up so much? We haven’t made any claims either.