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The original was posted on /r/linustechtips by /u/Ragnorok64 on 2025-10-05 22:12:38+00:00.

WAN show is typically something that I listen to in the background while doing other things throughout the weekend so I didn’t necessarily pickup on it until, after the sponsors, when Linus said “You looked really mad at one point during that, do you need to talk about it?” At a certain point it did seem that Dan and Luke were talking in circles a bit but it seemed like a fairly normal conversation, to me.

From what I gather, Luke’s initial recoil at buy-now-pay-later has been tempered by talking to some Swedes and seeing how they have a different approach/culture around it, and Dan’s position was that the nature of Klarna as a buy-now-pay-later service encourages poor spending habits in a greater way than credit cards necessarily do, even if ultimately they are functionally the same.

Was there a component of the conversation that I may not have picked up on?

Edit: Timestamp https://www.youtube.com/live/wlS9ist2qrk?t=8631

2:23:50 - 2:51:41