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The original was posted on /r/scams by /u/m0st1yh4rmless on 2025-10-21 13:27:23+00:00.

I own a small business and Sunday night I was attempting to transfer money from my biz account to my personal on my phone. The stupid Plaid software never connects right which is annoying af, so I grabbed my laptop. Flipped it open and Googled my bank name, proceeded to login and again try to link my account got frustrated and went to bed. Woke up in the morning w a ton of spam emails and fraudulent charges on my account. 4 for 2k and 1 for 570 dollars.

Called the bank immediately and someone added themselves to my bill pay and also opened a virtual card to make those transactions. Secured the account, new debit card, changed passwords, new email, and account was then frozen. Come to find out I’m going to have to wait 60 to 90 days for results on investigation and I’m starting to think I’m not getting my money back.

In retrospect I think I clicked a fraud link for my bank and everything looked the exact same as the real website. I’m so mad, I worked ridiculously hard for that money, and hadn’t even paid tax on it yet. How screwed am I?